How Finorly Compares

See how Finorly stacks up against QuickBooks, Xero, and Wave

Quick Comparison

Feature Finorly QuickBooks Xero Wave
Starting Price FREE $30/mo $13/mo Free*
Learning Curve Minutes Days/Weeks Days Hours
Inventory Management ✅ Included ✅ Plus plans only ✅ Higher tiers ❌ Limited
Multi-Currency ✅ All plans ✅ All plans ✅ All plans ❌ No
Free Business Tools 11+ calculators ❌ None ❌ None ❌ None
Setup Time 30 seconds 30+ minutes 15+ minutes 5 minutes
Unlimited Plan $12/mo $90-$200/mo $70/mo Free* + fees

* Wave charges processing fees for payments

🏢

Finorly vs QuickBooks

QuickBooks pricing: $30-$200/mo

Finorly Advantages

  • → 10x more affordable - start free, upgrade for $12/mo
  • → Simpler interface - learn in minutes, not weeks
  • → 11+ free business calculators included
  • → No complex chart of accounts required
  • → Inventory with SKU tracking at every plan
  • → One-time payment invoices, no transaction fees

QuickBooks Advantages

  • → QuickBooks has payroll processing (Finorly doesn't yet)
  • → Larger accountant network for QuickBooks
  • → More integrations with enterprise software
📘

Finorly vs Xero

Xero pricing: $13-$70/mo

Finorly Advantages

  • → Free plan available (Xero requires paid plan)
  • → More intuitive for non-accountants
  • → Better value - unlimited features at $12/mo
  • → Free business tools without account
  • → No setup fees or contracts
  • → Faster onboarding process

Xero Advantages

  • → Xero has built-in payroll in some countries
  • → Xero has more third-party app integrations
  • → More established brand recognition
🌊

Finorly vs Wave

Wave pricing: Free (fees for payments)

Finorly Advantages

  • → Better inventory management features
  • → More ledger entries on free plan (50 vs Wave's limits)
  • → Custom fields and templates
  • → Multi-currency on PLUS plan
  • → No payment processing fees required
  • → Recurring entries included

Wave Advantages

  • → Wave integrates payment processing directly
  • → Wave has receipt scanning via mobile app
  • → Longer track record (Wave since 2010)

The Bottom Line

If you're a small business owner or freelancer who wants simple, affordable accounting without sacrificing power, Finorly is the clear choice. You'll save money, save time, and actually understand your finances.

QuickBooks and Xero are great for larger businesses with dedicated accounting teams. Wave is good for basic needs. But if you want the best balance of features, ease of use, and value — try Finorly.

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